A District-level Cooperative serving the underprivileged across Nepal — bringing trusted savings, credit, and financial services directly to communities that need them most.
Swastik Bachat Tatha Rin Sahakari Sanstha Limited is registered under the Co-operative Act 1991, supervised by the Division Co-operative Office and Co-operative Ministry of Nepal. With our Head Office at Lahan-08, Siraha, Province 2, we have grown to serve thousands of members who previously had no access to formal banking services.
Flexible deposit plans with competitive interest rates tailored for daily wage earners and salaried members alike.
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Microfinance Loans
Small, accessible credit with simple processes for micro-entrepreneurs, farmers, and underserved communities.
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Deprived Sector Loan
Specially designed credit for the most marginalized segments, promoting financial inclusion at the grassroots level.
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Remittance Services
Fast, secure domestic and international money transfer so families stay financially connected wherever they are.
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Training & Technical Assistance
Capacity-building programs to help members grow enterprises, manage finances, and improve livelihoods sustainably.
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Utility Bill Payments
Convenient one-stop payment for electricity, water, telecom, and other essential utilities at any branch location.
Mission
Provide quality financial services enabling cooperatives to build capacity and transform lives.
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Vision
Sustainable cooperatives at the heart of every Nepali community.
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From the Maha Prabandhak
"With the strength of our senior management team, broad market knowledge, and true professionalism combined with excellent performance in every aspect, there is every reason for optimism. With Swastik Cooperative, you always have a bright future. I commit that Swastik Saccos services will be made ever more accessible in the days to come."
Prashan Kumar Jha
Maha Prabandhak, Swastik Saccos
Prashan Kumar JhaMaha Prabandhak
Our Network
Bringing services closer with 5 branches
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Head Office
Lahan-08, Siraha
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Branch 2
Siraha District
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Branch 3
Siraha District
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Branch 4
Province 2, Nepal
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Branch 5
Province 2, Nepal
Ready to join Nepal's most trusted cooperative family?